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Home Buyer

Buying a New Home, Already Own

Power Purchase Program

  • 1% Minimum borrower cash investment required, based on the appraised value or sales price, whichever is lower
  • 2% Power Purchase contribution is in the form of a Grant, no repayment required
  • Not limited to first-time homebuyers
  • 30 Year fixed rate loan term
  • Reduced mortgage insurance
  • Power Purchase Plus Includes Lender Page Mortgage Insurance
  • Single family residences, condos, and town home property types allowed
  • Income limits apply, certain designated geographic areas have no income limits

620 Minimum Credit Score for All Borrowers